Typically, the higher the LTV, the higher the payment. Which means it would be nice to refinance if rates dropped.
However, if rates haven't dropped - it's still great to stay in front of these past clients. It shows you're truly helping them manage their financial wellbeing. If property values have gone up, they might have more equity than they think & that's always great news!
Maybe it's just a couple tips on how to build equity faster or letting them know how to make lump-sum payments directly towards principal balance.
Either way, you're in front of them, asking for business & asking for referrals!
Two Ways To Get This Smart List Added
Done For You: Email [email protected]
Subject Line: Smart Lists
Body: High LTV smart list (include any other lists you may need)
Do It Yourself (quickest): All you need to do is add filters & save them as a new list within the contacts tab
Click here to watch the video showing how to create filter and then save as a list. Below are the required filters for each Smart List
Filters:
EPO Date more than 1 day ago
AND
Loan funded more than 180 days ago
AND
LTV greater than 80%
SAVE AS NEW LIST & NAME IT